TDIU, or Total Disability based on Individual Unemployability, is a benefit that allows a veteran to be paid at the 100% disability rate even if their combined VA disability rating is less than 100%, as long as their service-connected conditions prevent them from working.

It recognizes that some veterans are unable to maintain substantially gainful employment (steady, non-marginal work) due to their disabilities, even if the VA rating schedule doesn’t fully capture the impact.

You may be eligible for TDIU if you meet these requirements:

This must be true:

You can’t hold down a steady job that supports you financially (known as substantially gainful employment) because of your service-connected disability. Odd jobs (marginal employment) don’t count.

And one of these must be true:

• You have at least 1 service-connected disability rated at 60% or more disabling, or

• You have 2 or more service-connected disabilities, with at least 1 rated at 40% or more disabling and a combined rating of 70% or more

• Yes, veterans can work and still receive TDIU benefits, but there are restrictions

• The key is that their income cannot exceed the federal poverty level for a household of one says The Vet Law Office

• Veterans should exercise caution and consult with a professional to ensure their work doesn't jeopardize their benefits

Submit both of these forms listed

• A Veteran’s Application for Increased Compensation Based on Unemployability (VA Form 21-8940)

• A Request for Employment Information in Connection with Claim for Disability Benefits (VA Form 21-4192)

Evidence:

• You’ll have to provide evidence (supporting documents like a doctor’s report or medical test results) showing that your disability prevents you from holding down a steady job

• The VA will also review work and education history

Note: You must have a service-connected disability. If you haven’t filed a claim for disability compensation yet, you’ll need to do that first.

TDIU provides the full financial benefit of a 100% rating, which can make a major difference in a veteran’s quality of life. It also may provide additional benefits for family members, such as educational support.

Working with a VA-accredited representative can help ensure all the right forms and evidence—especially VA Form 21-8940—are submitted correctly.

We have attorney’s and representatives here at Greene & Marusak that can help you complete your application.

Give us a call at (844) 483-8737