VA Law In New York
Long-term disability (LTD) benefits safeguard your income in the event of a medical condition that hampers your work capability. However, applying for these benefits can be a demanding task. You're required to navigate your condition while meeting deadlines, adhering to rules, and responding to information requests throughout the LTD claim process.
The disability rate between 2016 and 2020 in New York was 7.6 percent. This represents many of the roughly 20 million residents within New York. Moreover, according to the CDC, it costs a person about $23,101 per year in healthcare costs when they have a disability. Thus, the prospect of needing long-term disability benefits is real for many.
It is possible to handle LTD claims on your own. However, consulting an experienced long-term disability lawyer is advantageous. When you file for long-term disability benefits, you want to make sure that you make no mistakes. Simple mistakes can sometimes result in a denial of benefits. Moreover, filing for such benefits is stressful and, for some, overwhelming. An LTD attorney can help guide you through the claim and appeal process.
Dealing with the insurance company is not easy. Insurance companies continuously ask for new and updated information. Further, these companies often surveil claimants to potentially inject doubt into a claim. This is because insurance companies often prioritize their financial needs over the health needs of their clients. In short, such companies do not want to pay claims if they do not have to.
Our long-term disability lawyers have over 30 years of collected experience dealing with insurance companies. We have successfully filed claims for consultants, healthcare experts, and professionals from different fields. We understand how difficult it can be working with them. We can handle all correspondence with the insurance companies. This means we will act as a point of contact between you and your insurer so you do not have to deal with them. We will track all deadlines and ensure that they receive all documentation and evidence on time.